Start Repairing Your Credit Now with an
Affordable
Car Loan through our Mechanicsburg Dealership
Getting a new car loan and then staying
current on
the monthly payments is one of the best ways to rebuild your credit
rating.
Here are some guidelines to keep in mind before you visit the
dealership.
- Know what you can afford.
Before you come in, sit down and take a look at your monthly income and
monthly
expenses, and see how much you can realistically set aside to cover a
monthly
car payment. Once you have that figure in mind, you can begin to shop
for a car
that fits your budget. You can even pre-qualify
yourself online, so you'll have an idea of how much
credit
is potentially available to you and how the terms will look.
- Do your homework on which cars would make
sense. If you do have spotty, bad or even no credit, you do
need to
have realistic expectations about how much car you can afford. However,
don't
rule out buying a new car, for example. Great deals are available on
base
models of cars like the Hyundai Accent and Elantra, for example. Use the
screening tools on the new
inventory page or used
inventory page to narrow your search by price or
monthly
payment.
- Come prepared with the right
information. Once you're completed the pre-qualification and
narrowed
your search to a handful of cars that fit your budget, it's time to
visit our
dealership. If you're coming in with a questionable credit history,
bring some
supporting documents that will support your case as a good candidate for
financing. You'll want to have your most recent pay stub, a copy of a
utility
bill (gas, water or electric), your driver license and three personal
references who are willing to vouch for your character and reliability.
Freysinger Hyundai understands no one is perfect.
We're committed to working with all types of car buyers, and we believe
that
owning a car can be a great path back to good credit for anyone who has
experienced problems in the past. We're looking forward to working with
you to
get you into a car that makes sense for you and your particular
situation.
Frequently Asked Questions
- Can I get a car loan with bad
credit?
- At Freysinger, the answer is
YES!
- Will buying a car right
now hurt my credit?
- By
financing the purchase of a new or used car and
staying current on your monthly payments, you can actually begin
rebuilding
poor credit and improving your overall credit rating.
- Will my interest rate be higher with
bad credit?
- Freysinger works
with many banks and credit unions
to ensure we can get you the best, most reasonable interest rate
possible.
- Can I get a car loan for a used
car?
- Freysinger arranges
financing for all types of
cars, trucks and SUVs, both new and used.
- How do I get
started?
- Just fill out our
online pre-qualifying form on this page!
